LOWER COSTS

OUR COSTS ARE FAIR, SIMPLE AND TRANSPARENT

Costs are one of the most important factors when making investment decisions, as they impact investors’ returns and may create conflicts of interests between Fund Managers and their investors.

Our ETFs are costs effective with a total expense ratio 39% lower than comparable funds in Europe1, bringing significant economic benefits to investors.

Our costs are transparent. We only charge a total expense ratio2 of 0.85%, which gives investors certainty of their costs and avoid unpleasant surprises of incurring higher costs than initially envisaged.

We do not charge performance fees, as we believe they are unfair. If performance fee are charged, investors would bear all the losses in case of negative fund’s performance but they would have to share a meaningful percentage of their profits in case of positive performance. Also, performance fees may create a bias in investment decisions as Fund Managers may be inclined to increase the returns, and hence risks, of their funds to maximize their performance fees.

We also do not charge entry fees, exit fees or any other hidden fees to give investors freedom to deploy or redeem their capital without having to incur any costs.

Our 0.85% total expense ratio is the same for all our Funds. This is in contrast to the rest of the investment management industry where equity funds usually have higher costs than balanced or flexible funds.

In addition, all our ETF products have the same costs for private and professional investors, giving the opportunity to our retail investors to pay the same costs and have the same investment returns of large institutional investors.

LOWER COST

Lower cost means a higher compound rate of return for our investors. Assuming an annual return of 6%, your total initial investments would be worth 48% more in 10 years if you were paying fees of 2% per year, while over 65% more with Investlinx’s yearly expense ratio equal to 0.85%. Note: there is no guarantee of achieving this discover thiswhat is the highest quality replica watchbest replica watches reviewcool phone caseself bar cost return and the 6% rate is assumed for illustration purposes only to show the impact of different fees.

THE NUMBERS

1. Comparison between Investlinx ETFs Total Expense Ratio (TER) and the average expense ratios of Equity funds and Allocation funds distributed in Belgium Denmark, Finland, France, Germany, Italy, Netherlands, Norway, Spain, Sweden, Switzerland, UK.. Source: Morningstar “Global Investor Experience Study: Fees and Expenses” research, March 30th 2022.

2. Please refer to Prospectus for details of the Total Expense Ratio.

Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t… pays it. Albert Einstein

The power of compounding

Source: Mediobanca, Morningstar, Investlinx.

WARNING

The value of Shares may go down as well as up and investors may not get back any of the amount invested. The value of investments involves exposure to foreign currencies and may therefore be affected by exchange rate movements. Past performance is not a guide to future performance and may not be repeated. Investors should obtain independent advice before making any investment decision. Investors should read carefully the Prospectus, Supplements and the KID, paying particular attention to the information in relation to risks, before investing.